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Simple pricing for getting to financial independence

Start free. Upgrade when you want cloud sync, bulk import, and deeper insights, built for life across currencies.

Free

$0forever

Track everything locally on one device.

  • Coast FI & Full FI planning
  • Portfolio & net-worth tracking (local)
  • Manual income/expense logging
  • Debt balances & payoff planner
  • Single device, data stays in your browser

Pro

$84/year

30-day free trial. Billed yearly.

  • Everything in Free, plus:
  • Cloud sync across all your devices
  • Historical & multi-card CSV import (any currency)
  • Advanced insights: by currency, account, needs/wants
  • Automatic debt-payment logging
  • Unlimited accounts, goals & history
  • Data export
Founder · limited

Lifetime

$239one-time

Pay once. All future core updates included.

  • Everything in Pro, forever
  • All future updates to the core experience
  • No recurring bill, ever
  • Support an independent, privacy-first app

About “lifetime”: it covers the lifetime of the product and includes all future updates to the core Pro experience. Optional future features that carry ongoing third-party costs (e.g. bank sync, AI assistance, or licensed real-time market data) may be offered as separate paid add-ons. Lifetime is non-transferable and limited to a Founder cohort.

FAQ

Do you connect to my bank?

No. By design, RightPlano never asks for bank logins. You add holdings, debts, and spending manually or by importing CSV statements. Your financial data stays yours.

What happens when the trial ends?

You keep your data. If you don’t upgrade, the app drops to the Free plan’s features. Nothing is deleted.

Can I use multiple currencies?

Yes, that’s the point. Every holding, debt, and transaction keeps its own currency, and Pro adds per-currency and per-card insights for life across countries.

Is the Free plan really free?

Yes. Local mode runs entirely in your browser with no account required.